Close More Projects.
Offer Better Financing.
Approved condo.financial vendors can offer Ontario condo corporations exclusive deferred financing — 3, 6, or 12 months no interest, no payments — or terms matched to their investment maturity dates. Smart boards making smart choices.
How the Program Works
You bring the expertise. We bring the financing. Together, you help condo boards say yes to the work they've been putting off.
Apply as a Vendor
Complete a short application. We review your trade, licensing, and project history. Most approvals within 5 business days.
Get Approved & Listed
Approved vendors are added to our network and receive marketing materials, a dedicated contact, and access to financing tools.
Present Financing to Boards
When bidding on a condo project, offer the board a condo.financial deferred financing option alongside your quote.
Close the Project
The board approves, financing is arranged, and you get paid. The corporation repays on their schedule — not yours.
Financing Plans You Can Offer
Standard deferred plans for most projects, plus a unique investment-matched option that no other lender offers Ontario condo corporations.
3-Month Deferred
Ideal for smaller repairs, seasonal maintenance, and urgent fixes where the board needs to act fast without touching reserve funds.
- Zero interest for 90 days
- No payments during deferral period
- Approval in as little as 48 hours
- Available to all registered condo corporations
6-Month Deferred
The sweet spot for mid-size capital projects — enough runway for the board to plan, approve, and fund without disrupting cash flow.
- Zero interest for 180 days
- No payments during deferral period
- Flexible repayment after deferral
- Works alongside existing reserve fund investments
12-Month Deferred
Designed for large-scale capital work — roofing, elevators, parking structures — where the board needs a full year before repayment begins.
- Zero interest for 365 days
- No payments during deferral period
- Can be timed to GIC or investment maturity dates
- Structured repayment schedule post-deferral
Investment-Matched
The most strategic option — financing terms structured to match the maturity dates of your condo's existing GIC or reserve fund investments. Get the work done now. Pay when your money comes in.
- Custom term matched to investment maturity
- No disruption to reserve fund strategy
- Coordinated with your condo.financial accounts
- Board-ready documentation for AGM approval
The Investment-Matched Advantage
Most condo corporations have GIC or reserve fund investments with known maturity dates. condo.financial can structure financing repayment to align exactly with those dates — so the board gets the work done now, and repays when their investment matures. No disruption to their reserve fund strategy. No special assessments. Just smart financial planning.
Who Qualifies as a Vendor?
Any licensed contractor or service provider working on Ontario condo capital projects is eligible to apply. We work across all major trades.
Vendor Requirements
- Licensed & InsuredValid Ontario trade license and general liability insurance required.
- Condo ExperiencePrior experience working on Ontario condo capital projects preferred.
- Good StandingNo outstanding judgments, liens, or unresolved disputes with condo clients.
- Project MinimumsFinancing available for projects $10,000 and above.
- Ontario OperationsMust operate and service Ontario condo corporations.
Apply to Become an Approved Vendor
Join the condo.financial vendor network and start offering exclusive financing to Ontario condo boards. No cost to participate. No complicated process. Just more closed projects.
- Offer financing no other vendor in your trade can match
- Condo boards can say yes without touching reserve funds
- Investment-matched terms — a unique competitive advantage
- Dedicated support contact for every application
- Works for any Ontario condo corporation — not just condo.financial clients
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